Good News: Yes You Can Refinance Your Mortgage No Matter How Far Underwater It Is!
One million more homeowners have just become eligible for refinancing at the current low interest rates. Continue reading
Posted in Blog
Tagged homeowners, household wealth, housing values, loan modification, lowering payment, mortgage lenders
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Buyer Beware: Avoid the “Presumption of Fraud” for Holiday Credit Card Use
Paying for the holidays with credit cards, even at a relatively modest amount, can mean that you will have to pay back those purchases if you file a bankruptcy. Continue reading
Buyer Beware! Pre-Holiday Warning about Credit Card Use for Gifts
Especially if you’re thinking about filing bankruptcy, resist the urge to rack up a big credit card bill for Christmas and other holiday gifts. Continue reading
Heads UP! Changes coming NOV 1 as to Whether or Not You Qualify to File a Chapter 7 Case
It will be just a little bit easier or a little bit harder to qualify to file a Chapter 7 “straight bankruptcy” as of November 1, 2011. Continue reading
Posted in Blog, News
Tagged change in bankruptcy law, Chapter 7, income, means test, straight bankruptcy
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Keep Your Ability to File Bankruptcy When You Want…
Sometimes the timing of your bankruptcy filing hardly matters, but other times it’s huge. Continue reading
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Tagged Chapter 13, Chapter 7, discharge, garnishment, judgment, property exemptions
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Beware of Judgments: Avoiding Judgments that Can Really Hurt You and Your Bankruptcy
Many judgments against you don’t matter once you file a bankruptcy. But certain ones are very dangerous. How can you tell the difference? Continue reading
Judgments are Powerful! Know the Dangers of Allowing a Creditor to Get a Judgment Against You
What you don’t know CAN hurt you, if it’s a judgment against you by a creditor. Continue reading
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Tagged automatic stay, garnishment, judgment, judgment lien, prevent judgment lien, stop judgment lien
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Yet More Reasons to Get Legal Advice Before Deciding to Sell Your Home
Bankruptcy gives you a wide range of tools that can help you keep your home or sell it on your own schedule. Continue reading
Know The Options Before Deciding to Sell Your Home
If you’re a homeowner who is selling his or her home for any of the following three reasons, think again: 1) you can’t afford the house payments, 2) you owe income taxes with a tax lien on your house, and/or 3) your mortgage modification application was rejected. Continue reading
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Tagged homeowners, loan modification, lowering payment, mortgage lenders, pending home sale, tax lien
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Homeowners Alert! 10 Important Reasons to Get Legal Advice about Bankruptcy Before Selling Your Home
The SINGLE overarching reason to get advice from a bankruptcy attorney before selling your home is to save money, possibly a great deal of money. Continue reading
Posted in Blog
Tagged foreclosure, homeowners, judgment lien, pending home sale, secured debt, stripping mortgage
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