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Practical Bankruptcy: The Easiest Way to Qualify for Chapter 7 Is to Avoid the Consumer “Means Test” Altogether

By |February 27th, 2015|

Skip the "means test" if your debts are not primarily consumer debts.
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Bye-Bye Taxes? Conditions to Meet for Getting Rid of Your Income Tax through Chapter 7

By |August 24th, 2013|

Here are the other three hurdles your tax debt has to jump over to be forever written of in bankruptcy
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Beware: Home Prices Really Are Rebounding

By |August 18th, 2013|

Home prices are definitely heading up, but they have done so a number of times in the last few years only to turn back down.
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The Dilemna….Are Paying Debts a Moral Obligation?

By |July 29th, 2013|

Yes, you have a moral obligation to pay your debts. But do you have higher moral obligations to release yourself from those debts?
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Really? Can Bankruptcy Help at All with My Criminal Debts?

By |July 24th, 2013|

Debts related to alleged criminal behavior generally can't be written of in bankruptcy. But bankruptcy can often still help.
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7, 11, 12, and 13, 20, 26 and 39…The Chapters of the Book of Bankruptcy

By |July 19th, 2013|

Everything about bankruptcy revolves around its Chapters.
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The Chase is OVER! What Stops a Creditor from Chasing You After Its Debt Has Been Written Off in Bankruptcy?

By |July 13th, 2013|

Even though it's illegal for creditors to try to collect on a debt that's been discharged (legally written off) in bankruptcy, once in a while they may try. What makes chasing a discharged debt illegal? And what penalties can get awarded to you if a creditor breaks the law?
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Definitions help… What Exactly IS Bankruptcy?

By |July 9th, 2013|

Let's get very basic. What gives you the right to just stop paying creditors? What do creditors get in return?
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Real Modification Possibilities Here? FHFA establishes New Guidelines

By |July 8th, 2013|

 

One of the primary reasons clients come in to see me is because […]

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To File or Not? The Very Personal Decision to File Bankruptcy

By |July 5th, 2013|

To make any important decision wisely, you first need to become well-informed about your options. Then you can weigh those options and make the best choice.
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