Short Sale – or Not? Reasons to Do a Short Sale

Posted on April 15, 2012 by Catherine King

Besides avoiding a foreclosure and its hit on your credit record, you may have other sensible reasons for looking into a short sale of your home. Let’s consider those other reasons. Continue reading →

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Short Sales: Seldom Easy and Often Not What You Expected

Posted on April 13, 2012 by Catherine King

A short sale of your home is sometimes your best alternative. But short sales often do not successfully close, and even when they do you may get a rude surprise. Continue reading →

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Stop Your Wage Garnishment NOW!

Posted on April 11, 2012 by Catherine King

Wage garnishments are stopped instantaneously . . . except that different state laws and procedures can effect what happens to the current paycheck. Continue reading →

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STOP THEM NOW! “Automatic” Protection from Your Creditors

Posted on April 9, 2012 by Catherine King

Many bankruptcy attorney ads say: “Stop garnishments.” “Stop foreclosures.” “Stop repossessions.” So bankruptcy stops all those bad things. But is it as good as it sounds? How does it really work? Continue reading →

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Should You Do It? THE Goal of Bankruptcy: Discharge of Your Debts

Posted on March 20, 2012 by Catherine King

Most–but not all–debts are written off, or “discharged,” in a bankruptcy case. Is there a simple way to know what will and what will not be discharged? Continue reading →

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Can You Do It? Should You Do It? Are You Eligible for Chapter 7? For Chapter 13?

Posted on March 19, 2012 by Catherine King

Lots of myths are running out there about bankruptcy and its uses, impact and availability.  I want to address here- who is eligible?   Eligibility can turn on 1) who is filing the bankruptcy, 2) the kinds and amounts of debts, … Continue reading →

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Happy New Year! A Chance to Start Again…

Posted on January 2, 2012 by Catherine King

You’ve fallen behind with your creditors or are just about to. You’re anxious, trying to avoid thinking about it, angry that life is so tough, and trying to build up the courage to face up to the realities. You wonder whether you really have any decent options, how to figure out the best one and make it happen. Continue reading →

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Guidelines for Keeping Your Home through Bankruptcy

Posted on December 23, 2011 by Catherine King

When does filing bankruptcy save your home? When is “straight bankruptcy–Chapter 7–the right tool, and when do you need Chapter 13? Continue reading →

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Renter Protection from the Feds! Renters now protected from Abrupt Evictions in Foreclosures against Their Landlords

Posted on November 9, 2011 by Catherine King

A temporary federal law gives renters some protections against getting evicted from their homes when a bank forecloses on their landlord. Continue reading →

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Good News for Students: Some Student Loan Borrowers Get Some Relief!

Posted on November 5, 2011 by Catherine King

Starting in 2012, about 1.6 million student loan borrowers will be able to make smaller monthly payments, and make less of these payments before the remaining balances are forgiven. Continue reading →

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