Author Archives: Catherine King
Renter Protection from the Feds! Renters now protected from Abrupt Evictions in Foreclosures against Their Landlords
A temporary federal law gives renters some protections against getting evicted from their homes when a bank forecloses on their landlord. Continue reading
Posted in Blog
Tagged consumer protection, foreclosure, mortgage lenders, regulation of banks
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Good News for Students: Some Student Loan Borrowers Get Some Relief!
Starting in 2012, about 1.6 million student loan borrowers will be able to make smaller monthly payments, and make less of these payments before the remaining balances are forgiven. Continue reading
Good News: Yes You Can Refinance Your Mortgage No Matter How Far Underwater It Is!
One million more homeowners have just become eligible for refinancing at the current low interest rates. Continue reading
Posted in Blog
Tagged homeowners, household wealth, housing values, loan modification, lowering payment, mortgage lenders
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Buyer Beware: Avoid the “Presumption of Fraud” for Holiday Credit Card Use
Paying for the holidays with credit cards, even at a relatively modest amount, can mean that you will have to pay back those purchases if you file a bankruptcy. Continue reading
Buyer Beware! Pre-Holiday Warning about Credit Card Use for Gifts
Especially if you’re thinking about filing bankruptcy, resist the urge to rack up a big credit card bill for Christmas and other holiday gifts. Continue reading
Heads UP! Changes coming NOV 1 as to Whether or Not You Qualify to File a Chapter 7 Case
It will be just a little bit easier or a little bit harder to qualify to file a Chapter 7 “straight bankruptcy” as of November 1, 2011. Continue reading
Posted in Blog, News
Tagged change in bankruptcy law, Chapter 7, income, means test, straight bankruptcy
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Keep Your Ability to File Bankruptcy When You Want…
Sometimes the timing of your bankruptcy filing hardly matters, but other times it’s huge. Continue reading
Posted in Blog
Tagged Chapter 13, Chapter 7, discharge, garnishment, judgment, property exemptions
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Beware of Judgments: Avoiding Judgments that Can Really Hurt You and Your Bankruptcy
Many judgments against you don’t matter once you file a bankruptcy. But certain ones are very dangerous. How can you tell the difference? Continue reading
Judgments are Powerful! Know the Dangers of Allowing a Creditor to Get a Judgment Against You
What you don’t know CAN hurt you, if it’s a judgment against you by a creditor. Continue reading
Posted in Blog
Tagged automatic stay, garnishment, judgment, judgment lien, prevent judgment lien, stop judgment lien
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